You take pride in your work and the last thing you want is to get injured on the job. When an injury does occur, you might be hesitant to report it. But, under Massachusetts workers compensation law, it’s important you go through the process and report any injuries as soon as they occur. No one goes to work hoping they’ll one day need worker’s compensation, but when an injury occurs, there is no questioning its importance under the law. But, with so much misinformation out there, can you really answer “What is workers compensation?” If you or a loved one were injured on the job, it’s important you properly report and document your injuries in their entirety. Don’t overwork yourself or attempt to push through it. And, if you’re uncertain whether you’re getting the appropriate compensation, it’s time to pick up the phone and contact a worker’s compensation attorney. Before you do, it might help to have an understanding of how the law works in regards to compensation.
Massachusetts Workers Compensation Laws
Massachusetts workers compensation is laid out in specific laws that cover injuries and the care that a worker is entitled to. In fact, those who are injured on the job can file a claim directly online at the government website for worker’s compensation. However, when you file a claim, you are utilizing the above-mentioned “insurance” aspect of worker’s compensation. In doing so, you are freeing your employer of additional responsibility in helping you move past your injuries.
This is where a worker’s compensation attorney can be your best friend. Accepting worker’s compensation means you will not be able to hold your employer responsWorkerible under tort law. This means if your injuries and loss of wages aren’t properly handled under worker’s compensation, you will be left without any further means of recovering damages. Though this is often still the best route, an experienced lawyer can advise you on specifics and look at the cause of your injury to determine the best approach.
Better Understanding of Workers Compensation
Since the severity of a worker’s compensation injury can vary so greatly, Massachusetts law already has detailed benefits available to those injured on the job. In fact, they list five major benefit categories that all those injured should be aware of.
This one is pretty self-explanatory. When you are injured on the job, worker’s compensation will pay for medical expenses due to the injury. In fact, by law, these benefits can cover travel expenses to and from medical care facilities as well as any long-term expenses that arise as a direct result of your injury.
Permanent Loss of Function and Disfigurement Benefits
For more severe injuries, you may have sustained a permanent disfigurement or loss of function in your body. Whatever the injury entails, this benefit is available as a one-time payment. While it will not recover the loss of functioning, it is intended to help offset any financial burden created by the injury.
Temporary Total Incapacity Benefits
This temporary benefit is available to those who may be incapacitated and unable to work for six or more days up to 156 weeks. It will pay 60% of your lost wages due to the injury.
Partial Incapacity Benefits
This benefit is designed for injuries that might prevent you from continuing your previous position but not so serious that you are unable to work. Specifically, if you have to work in a position that pays less, this will cover 75% of the lost benefits and can continue for up to 260 weeks.
Permanent and Total Incapacity Benefits
Providing benefits for as long as you are injured, this is designed to pay you 2/3 of your total salary as long as necessary after an injury. Based on the last 52 weeks of your employment, this will continue to pay 2/3 of your salary for as long as you are unable to work.
For a look at specific benefits available, you may wish to visit the Massachusetts Worker’s Compensation blog online. If you or a loved one were injured on the job and you’re looking for assistance on your worker’s compensation claim, Shapiro Law Group can help.
Don’t Overexert Yourself
While Massachusetts worker’s compensation is designed to provide protection for those injured on the job, the reality is that it can only help as much as you allow it. As it’s important to report your injuries right away and without omission, it’s also important you recognize any limitations the injury places on you. The last thing you want to do is sustain an injury and then try to “work through it.”
Not only can this cause additional injuries, but an unscrupulous employer could assert that if your injuries were as extensive as you indicated, you would not have been able to continue. In other words, while we try to believe the best in our employers, it’s best to play it safe when an injury is involved. If you do push yourself and injure yourself further, they could assert that you caused the injury and work to diminish their responsibility in the claim.
If you or a loved one have been injured on the job and need help pursuing damages for your injury, call Shapiro Law Group at 339-298-2300 to see how we can help.
Your Massachusetts Workers’ Compensation Attorney
Ultimately, it’s important to remember that employers, while they may have your best interest in mind, are never infallible. This is why it’s important to ensure you get proper recognition for your injuries and everything is properly documented for workers’ compensation purposes. Beyond just documenting and working with your employer, it’s important you follow up and make sure you get proper compensation for your injuries.
Massachusetts workers compensation laws make it clear what an employer is and isn’t responsible for. And, whether your employer is intentionally avoiding proper compensation for your injuries or not is immaterial. What’s important is that you get what is due to you by law. This is why it’s essential to hire an experienced worker’s compensation attorney.
At the Shapiro Law Group, we work with our clients on a one-on-one basis. This means instead of taking a cookie-cutter approach, we examine the full circumstances of your injury and the situations surrounding it. This way, we work to get you just compensation for your injuries and any time you spend recovering. When you need to discuss your case, call us today at 339-298-2300 for a free consultation.