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If you have been involved in a motorcycle accident, there are a series of steps that you will need to take to file a proper claim for damages and the treatment of any injuries sustained. Filing a claim may be a confusing process if you have never done it before. However, if you take the proper steps it will help you get what you need to repair or replace your motorcycle and treat any injuries that were sustained.

Call The Police

All accidents that result in damage sufficient for repair require calling the police. When they arrive, you will want to answer their questions truthfully. It is the job of the police to decide of who, if anyone, is at fault. If they decide that the other person is at fault, their insurance should cover repair or replacement of your motorcycle If you are at fault and you have comprehensive coverage, then you can file a claim with your insurance company and receive due compensation.

Document the Accident

You will want to document the accident as best you can. This means taking photos of the damage sustained and the accident scene. Be sure to get any witness statements that back your claim and get their contact information in case you need to go to court. If the witnesses remained at the scene when the police arrived, they will get their statements as well.

Call Your Insurance Agent

You are going to need guidance to the claims process and your insurance agent is a good place to start. They will now how the claims process for the insurance company works so you can follow it properly. In addition to the evidence at the scene, you will need to provide estimates from motorcycle repair shops about the damage sustained to your bike. Plus, documentation of the treatment of any injuries sustained. All of this will be needed so you can file your claim.

File the Claim

You are going to need guidance to the claims process and your insurance agent is a good place to start. They will now how the claims process for the insurance company works so you can follow it properly. In addition to the evidence at the scene, you will need to provide estimates from motorcycle repair shops about the damage sustained to your bike. Plus, documentation of the treatment of any injuries sustained. All of this will be needed so you can file your claim.

Call An Attorney

You should find an attorney who offers a free consultation of the services they provide. They can look over all the information and offer suggestions as to how their services can be of assistance. An experienced attorney will also inform you of costs that you may not have realized which may make the initial offer by the insurance company seem very inadequate.

The final decision whether to accept the settlement or challenge it with the services of the attorney is up to you. However, you should have all the information first before making your final decision.

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