Massachusetts Legal Blog

How To Get Out Of Credit Card Debt – Debt Negotiation Lawyer in MA

Creditor Negotiation Law Firm in Massachusetts

If the state of the economy has meant you have resorted to taking on too much credit card debt, loans you are not able to pay back on time, or your small business loans have fallen behind due to the recession, you are not alone. Millions of Americans are feeling overwhelmed, stressed and worried about their financial future. Being indebted to creditors and being unable to effectively manage that debt can lead to more problems than just your credit score. When debt becomes unmanageable, it takes a real toll on future finances, assets, family life and even the health of those who are struggling with debt. When you know you are in trouble trying to carry the debt you have accumulated but you are not ready to File for Bankruptcy, you may want to look into creditor negotiation.

 What is Creditor Negotiation?

When you turn to a lawyer to handle creditor negotiation in your name, you are in an essence giving that lawyer the power to help you and negotiate with those you owe money to. Your legal representative will help you filter through the financial documents and obligations you have to help explain exactly where you stand. They will then lay out the best options for your particular debt situation. The lawyer will then speak with creditors on your behalf and work out necessary agreements to help you get back on your feet and back in control of your finances as soon as possible. Working with a lawyer who specializes in creditor negotiation can also help those in debt settlement options that can result in paying a fraction of what is owed.

Why Hire a Creditor Negotiator if I am Already in Debt?

The thought of paying money to a lawyer to help negotiate your debts when you have limited funds may seem counter-productive. However, when you invest in a professional Credit Negotiations Lawyer to represent your interests, you are investing in a better financial future. A lawyer on your side will show creditors that you take your debt and financial obligations seriously and fully intend on addressing the issue as best you can. A professional creditor negotiator can also negotiate deals with creditors that they would not otherwise consider. A settlement that you can handle without sinking further or jeopardizing your financial recovery is more attainable if you have legal representation that consist of a skilled and knowledgeable team who has the negotiating skills to act in your best interest. Also, when you are represented by a lawyer who is adept and experienced as a creditor negotiator, the harassing calls or demands for money you can’t pay will cease. This alone will take a massive weight of your shoulders while you prepare to tackle your debt.

If your personal or small business debt has become unmanageable and you need the assistance of a legal professional who can take the reins and help you get the fresh start you deserve, call the Shapiro Law Group, PC and take the first step towards being debt-free.

By Anna Shapiro